Nafasi za Kazi Exim Bank June 2026

Credit Original Officer Job Vacancy – Exim Bank (T) Ltd

Purpose of the Job

The Credit Original Officer will be responsible for managing the Originations and Monitoring Division by reviewing, recommending, and facilitating the credit sanctioning process. The role also involves monitoring the credit portfolio, providing loan advice, and ensuring compliance with lending policies, procedures, and regulatory requirements.

Key Tasks and Responsibilities

Assess customers’ credit risks and creditworthiness by preparing overall assessments for existing and new-to-bank clients, including individuals and businesses.
Work closely with underwriting and collection teams to effectively manage loan performance.
Recommend loan applications that meet the Bank’s Risk Acceptance Criteria while ensuring the best possible returns.
Conduct pre-sanction visits to clients’ business premises and offices to verify business existence, continuity, progress, and challenges related to credit lending.
Provide technical support to clients where required and support effective credit decisions.
Assist the Origination and Monitoring Manager in identifying market trends and developing strategies for improving the end-to-end credit process.
Ensure proper implementation of the Bank’s risk policies, procedures, regulatory requirements, and statutory compliances.
Participate in product development and provide feedback during post-implementation reviews.
Build and maintain strong client relationships to support credit decisions.
Identify, measure, and manage credit risks across different on and off-balance sheet asset classes.
Ensure agreed Service Level Agreements (SLA) and Turnaround Times (TAT) are achieved according to business requirements.
Identify early warning signals and take immediate remedial actions to mitigate potential risks.
Ensure all overdraft facilities are renewed before the expiry of limits.
Prepare and issue offer letters and advice letters for clients.
Provide information required by Management, Credit Committee, and the Board.
Support relevant stakeholders within and outside the department with assigned tasks when required.

Education and Experience Requirements

Bachelor’s Degree in Accounting, Finance, Business Administration, Economics, or related fields.
Minimum of 2 years of relevant experience in the Credit Department, preferably in Retail and/or SME lending.
Strong analytical skills and credit risk assessment capabilities.
Ability to assess customer creditworthiness and analyze financial statements effectively.
Excellent verbal and written communication skills.

How to Apply

Interested candidates should send their CV and cover letter to:

hrrecruit@eximbank.co.tz

Application Deadline: 27th June 2026

Only shortlisted candidates will be contacted.

Exim Bank (T) Ltd is an equal opportunity employer committed to promoting diversity, inclusion, and a gender-balanced workplace. Women and individuals with disabilities are highly encouraged to apply.